How a Sydney mother spends her entire $ 249,000 salary.

How a Sydney mother spends her entire $ 249,000 salary.

Mamiamia, What My Salary Gets Me calls on Australians to record a week in their financial life. A bit like a sex diary, but with money. Not at all like a sex diary. However, we still find out the best kept secrets. We discover what women really spend their hard-earned money on. Nothing is too outrageous or too sacred. This week, a 34-year-old educator from Lane Cove, NSW, shares her diary.

Age: 34

occupation: Education consultant.

salary: $ 144,000 a year and my husband earns $ 105,000 (excluding our super or company car claims for my husband). We fully divide our finances so that both revenues flow into shared accounts and we use them for all expenses.

casing: Rent a 3 bedroom apartment in Sydney (about 9 km from the business district) and hope to buy a property in the next two years.

Regular issues (weekly):

Rental fee: 640 US dollars

Internet: $ 15

Netflix: $ 5 (family contribution, we pay for Netflix, my sister pays for Stan)

phone: $ 15

cleanser: $ 70

childcare: $ 892 after discount (we have two children)

Utilities: We set $ 70 aside for 14 days so we will not be surprised when the bill arrives.

savings: We (my husband also keeps it up, but I like to follow it and have the same input) keep a very detailed table of all our expenses and share enough every fourteen days to get known expenses (auto-rego, insurance, electricity, hair Appointments, child care, travel, pretty much all ongoing expenses we know). We currently have around $ 40,000 in our accounts, which will be offset against our loan.

We,#39;re giving away $ 1265 of our compensation to cover our general expenses every fortnight. Food, food, wine, entertainment etc. for us four. Everything else will be deducted from our credit card so we can track our spending habits, which we pay off in full each month.

Gym Membership: $ 23.50

Give: We provide $ 20 a week in our spreadsheet and donate regularly to a number of charities.

financial assets: Our car is worth about $ 19,000. We both have supercontents, but we do not do anything extra.

fault: We have two investment properties and currently owe them a total of $ 479,000. Both currently have tenants and cost us about $ 100 per week. One is currently on the market.

Side note: The employees of Mamamia confess how much debt they have. Post will continue after the video.

Source:asumetech.com